What is the procedures when selecting a flat?Your queue positions to book a flat are determined by computer balloting. HDB will shortlist applicants for up to 300% of the flat supply and inform you of your queue positions either in 3 weeks time (BTO) or 1.5 months time (SBF). How about those queue positions who are above 300% of the flat supply? HDB will informed that you are unsuccessful in your applications. When will I know my flat booking appointment? Generally about 2 weeks before your appointment date. You may view your invitation package on MyHDBpage using your Singpass. It will contain the flat list and the documents to bring along for your appointment. For those who are invited to book a flat, it doesn't guarantees you that you are able to select a flat. It is subjected to availability of flats and ethnic quota when your turn is due. How to check if you got hope to select the flats of your choice? You can check the availability of flats and ethnic quota on the HDB Flat Portal before turning up at the HDB Sales Office to book a flat. Do I need to apply a housing loan before attending the flat selection appointment? If you are taking an HDB loan, make sure you have a valid HDB Loan Eligibility (HLE) letter when you book a flat. A valid HDB HLE letter will shows you how much you can loan, the maximum years of loan and the repayment of loan. You do not need a valid housing loan if you are eligible for deferred income assessment (young couples) or taking a bank loan or paying in full payment. How much is the option fee you need to pay during your flat selection?
The option fee now forms part of your downpayment and it is payable by NETS.
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